28DIGITAL Announces Strategic Scouting Agreement With Leading European Insurance Group
28DIGITAL has entered into a strategic agreement with one of the most important insurance companies in Europe and Italy to provide dedicated innovation scouting services focused on solutions for reducing the risks and economic impacts of natural catastrophes.
Under the agreement, 28DIGITAL will support the insurance group in identifying high-potential companies. The selected solutions are intended to be integrated directly into insurance products, enabling prevention, early warning, and impact mitigation for policyholders.
The initiative focuses on a set of priority risk areas that are increasingly critical for the insurance industry. These include extreme weather events such as storms and hail, which are becoming more frequent and severe, as well as flooding, one of the most significant sources of insured losses across Europe and Asia. The program also addresses risks related to electrical discharge phenomena, including lightning and the resulting damage to buildings, infrastructure, and electrical systems. In addition, seismic risk represents a key area of interest, particularly in regions with high exposure to earthquakes and complex risk profiles.
Particular emphasis is placed on early-warning technologies and solutions that reduce the economic impact of catastrophic events, while remaining cost-effective for end customers. A key requirement is that the solutions can be easily “plugged in” to insurance quotation and underwriting processes, allowing them to be offered as add-on services without significantly increasing policy costs.
The ultimate goal is to protect policyholders not only through compensation, but through prevention and risk reduction. By identifying solutions that can be seamlessly integrated into insurance products, we help insurers move from a reactive model to a proactive one—reducing exposure, limiting economic losses, and delivering tangible value to customers.
Diva Tommei, Chief Innovation & Investment Officer and CMO of 28DIGITAL
The scouting effort will target international markets, with a specific focus on Northern Europe and Asia, and will include both mature startups and small-to-medium enterprises with solutions ready for industrial deployment. The goal is to identify three to four viable solutions per risk category, creating a curated portfolio of technologies suitable for rapid integration.
The insurance sector has increasingly sought external innovation partnerships as climate-related risks and catastrophic losses have grown in recent years. This agreement further strengthens 28DIGITAL’s role as a strategic partner for organizations seeking to translate innovation into real-world resilience and measurable impact.
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